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Mortgage Broker vs. Banker: What's the Difference and Why It Matters

Ah, the age-old question: what’s the difference between a banker and a mortgage broker? Don't worry, I've got your back. As a mortgage expert at Port Credit Mortgages, I'm here to help you understand the difference and make the best decision for your mortgage needs.



Let's start with bankers. They work for a single financial institution and can only offer you mortgage products from that institution. So, if you want options, a banker might not be the best choice. Plus, they are paid by the bank, which means their loyalty lies with the bank, not with you.




On the other hand, mortgage brokers work for you. As a mortgage broker, I have access to multiple lenders and will shop around to get you the best mortgage product available. And the best part? You don't typically have to pay me anything because the lender pays the mortgage broker upon closing. It's like having your own personal shopping assistant, but for mortgages. Ok, maybe less than having a personal shopper.


When it comes to renewal time, don't just settle for the same old lender because it's easy. I can help you find the best option available, and who doesn't love options? Plus, I can help you refinance to get the cash you need for that hot tub you've been dreaming of.


Mississauga Home financing Mortgage rates First-time homebuyers Refinancing Debt consolidation Pre-approval Down payment Home equity Home equity line of credit Fixed-rate mortgage Variable-rate mortgage Mortgage renewal Mortgage calculator

So, remember: bankers work for the bank, and brokers work for you. If you want options and someone who is on your side, a mortgage broker is the way to go. If you or someone you know needs help with a new mortgage, let's connect and get you the best mortgage options available! Trust me, your wallet will thank you. The last thing I can leave you with is your happiness and satisfaction has a direct correlation to my success as a business owner. I have to do what is right or I will fail. I have to advocate for you. I want to see you win. It is a shared mutual best interest. I can not hide behind a big bank-branded sign. I am here to serve and educate while empowering you to make the best choice for you and your family. Now and forever.


If you want to learn more about my mortgage services or the benefits of working with me, let's book a discovery call www.emilycallme.com I am here to help you every step of the way.


Chat soon!


-Em



Mississauga Home financing Mortgage rates First-time homebuyers Refinancing Debt consolidation Pre-approval Down payment Home equity Home equity line of credit Fixed-rate mortgage Variable-rate mortgage Mortgage renewal Mortgage calculator
Emily Miszk at Port Credit Mortgages in 2021

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